Terms of Service
Last updated September 12, 2026
What Vitals is
Vitals is a financial health scoring and budgeting tool. It is not a bank, not a registered investment advisor, and not a licensed financial planning service.
Not financial advice
Your score, narrative, and chat responses are provided for informational and educational purposes only. They are not a substitute for advice from a qualified financial professional. Before making significant financial decisions, we recommend consulting one.
AI-generated content
Narrative summaries and chat responses are generated by AI models based on the numbers you provide. They can be incomplete, out of date, or simply wrong. Use your own judgment, and verify anything important before acting on it.
Account tiers
Vitals can be used without an account (Guest), with a free account (Free), or with a paid account (Pro). Feature availability and storage differ by tier, as described in the app.
Your responsibilities
Don't attempt to access another user's account or data, don't misuse the service to violate any law, and don't attempt to disrupt or reverse-engineer the service.
Ending your account
You may delete your account at any time from Settings, with immediate effect. We may suspend or terminate accounts found to be misusing the service.
Limitation of liability
Vitals is provided "as is," without warranties of any kind. We are not liable for financial decisions made using information from the app, or for losses arising from its use.
Changes to these terms
If these terms change, we'll update the date at the top of this page.
Governing law
These terms are governed by the laws of the State of Texas, United States, without regard to its conflict-of-law principles.
Contact
Questions about these terms? Reach out at pavanhebli@gmail.com.